Austin Lampson's Mortgage Blog

 
fnma
Austin Lampson's Santa Barbara Mortgage Blog

Fannie Mae Makes it Easier to Buy a House

July 14th, 2015 in Mortgage

Good news for homebuyers! Fannie Mae has eliminated some income-related underwriting requirements, due to new policies in place to address credit history, rental income and financial reserves. These recent changes from Fannie Mae will make the home buying process easier for some to purchase a…

news-use
Austin Lampson's Santa Barbara Mortgage Blog

On Q News You Can Use

July 9th, 2015 in Mortgage

Here is what was at the top of the headlines for the mortgage industry this past week. Weekly Mortgage Applications Rise 4.6% as Rates Tick Down. Mortgage applications increased 4.6% from one week earlier, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications…

tipshomeowners
Austin Lampson's Santa Barbara Mortgage Blog

7 Money Saving Tips for New Homeowners

July 7th, 2015 in Mortgage

So you’ve just moved into your nice new home. You’ve unpacked the boxes, and are beginning to settle into your residence. Now is the perfect time to walk through a checklist of ways to save money on your home’s energy bill! Starting on these items…

news-use
Austin Lampson's Santa Barbara Mortgage Blog

On Q News You Can Use

July 1st, 2015 in Mortgage

Here is what was at the top of the headlines for the mortgage industry this past week. Equifax: Mortgage Originations Soar 75% From Last Year. Mortgage originations are booming, increasing nearly 75% from last year, according to data from the latest Equifax (EFX) National Consumer…

housing
Austin Lampson's Santa Barbara Mortgage Blog

Mortgage Rates Inch Up as Housing Thrives

July 1st, 2015 in Mortgage

This month, mortgage interest rates jumped over the 4.00% (APR 4.238%, based on a 30 year, fixed-rate mortgage) mark hitting their highest levels since November 2014. If you are thinking of buying your first home or are considering a move up to the house of…

news-use
Austin Lampson's Santa Barbara Mortgage Blog

On Q News You Can Use

June 26th, 2015 in Other

Here is what was at the top of the headlines for the mortgage industry this past week. Mortgage Rates Rise Slightly as Housing Flourishes. Average fixed mortgage rates little changed from the previous week amid reports of the U.S. housing market strengthening, according to Freddie…

sold
Austin Lampson's Santa Barbara Mortgage Blog

3 Steps to Winning a Bidding War

June 24th, 2015 in Other

In today’s hot market, some sellers are lucky enough to having a bidding war on their house. For homebuyers, the best deal doesn’t always come with the lowest price. There is much give and take involved in negotiating a home purchase. Remember a good deal…

Austin Lampson's Santa Barbara Mortgage Blog

Lock Down?

June 23rd, 2015 in Jumbo, Media, Mortgage, Mortgage Technology, News, Other

Most borrowers know that in order to secure their interest rate they must “Lock,” their loan. Otherwise they are subject to market fluctuations – good or bad.  But what does that exactly mean? Investopedia defines locking a loan as: “The securing of a specified interest…

news-use
Austin Lampson's Santa Barbara Mortgage Blog

On Q News You Can Use

June 18th, 2015 in Mortgage

Here is what was at the top of the headlines for the mortgage industry this past week. Average US Mortgage Rates Eases After Hitting Year-High. Average long-term US mortgage rates eased this week after hitting their highest levels this year in the previous week. Mortgage…

 

View us on the map

austin lampson  Mortgage Officer footer
"My goal is to make your mortgage process quick and easy."

Austin Lampson

Mortgage Consultant

805.335.8200
lampsonteam@onqfinancial.com
1332 Anacapa Street, Suite 110 , Santa Barbara, CA 93101
NMLS#: 517060 State License: CA DBO 517060