Austin Lampson's Mortgage Blog


On Q Financial Introducing Non-QM Lending Solutions

October 16th, 2014 in Mortgage

In the regulatory climate since the Consumer Financial Protection Bureau’s (CFPB’s) Qualified Mortgage (QM) rules went into effect in January, many financially responsible borrowers are still having difficulty finding mortgage loans. To support well-qualified homeowners, On Q Financial, Inc., is introducing non-QM loan programs to…

More Jumbo Options are Available!

October 2nd, 2014 in Mortgage

Are you looking for a Jumbo Mortgage in but don’t want to pay mortgage insurance? You aren’t the only one! Because of that, On Q has expanded its JUMBO Product line once more. Now we are fully equipped with our newest product that includes a…

Understanding Reverse Mortgages

September 25th, 2014 in Reverse Mortgage

Many homeowners, 62 and older, are discovering the vast benefits that come from taking advantage of a reverse mortgage. On Q is equipped with an experienced reverse mortgage team of specialists who are well versed with this product. Because their sole focus and dedication is…

New Doors May be Opening in Your Future!

September 18th, 2014 in Mortgage

Often potential borrowers are hesitant to apply for a loan because of their low credit rating. While there are many factors that play into your loan pre-approval, your credit score can be a big one. There are many ways to improve your credit score; but…

worried about credit score

Worried about your credit score?

September 3rd, 2014 in Mortgage

When it comes to making any large purchase your credit score could be a defining factor on approvals and interest rates. Any little hiccup could tip the scale in calculating your credit score. However, there may be good news for consumers with low to average…


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"My goal is to make your mortgage process quick and easy."

Austin Lampson

Senior Mortgage Specialist


1332 Anacapa Street, Suite 110, Santa Barbara, CA 93101
NMLS: #517060 State License: CA-DOC331702