Austin Lampson's Mortgage Blog


Weekly Water Conservation Message:

October 27th, 2014 in Uncategorized

Free Lecture Thurs, 10/30: “The Joy of Lawn Replacement.”  7:00-8:30 pm.  Location: Faulkner Gallery, Central Library, 40 E. Anapamu St. Led by Art Ludwig of Oasis Design, Barbara Wishingrad of Sweetwater Collaborative, and local landscape architects, this lecture will show you how to do much…

On Q Financial Introducing Non-QM Lending Solutions

October 16th, 2014 in Mortgage

In the regulatory climate since the Consumer Financial Protection Bureau’s (CFPB’s) Qualified Mortgage (QM) rules went into effect in January, many financially responsible borrowers are still having difficulty finding mortgage loans. To support well-qualified homeowners, On Q Financial, Inc., is introducing non-QM loan programs to…

More Jumbo Options are Available!

October 2nd, 2014 in Mortgage

Are you looking for a Jumbo Mortgage in but don’t want to pay mortgage insurance? You aren’t the only one! Because of that, On Q has expanded its JUMBO Product line once more. Now we are fully equipped with our newest product that includes a…

Understanding Reverse Mortgages

September 25th, 2014 in Reverse Mortgage

Many homeowners, 62 and older, are discovering the vast benefits that come from taking advantage of a reverse mortgage. On Q is equipped with an experienced reverse mortgage team of specialists who are well versed with this product. Because their sole focus and dedication is…

New Doors May be Opening in Your Future!

September 18th, 2014 in Mortgage

Often potential borrowers are hesitant to apply for a loan because of their low credit rating. While there are many factors that play into your loan pre-approval, your credit score can be a big one. There are many ways to improve your credit score; but…


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austin lampson  Mortgage Officer
"My goal is to make your mortgage process quick and easy."

Austin Lampson

Senior Mortgage Specialist


1332 Anacapa Street, Suite 110, Santa Barbara, CA 93101
NMLS: #517060 State License: CA-DOC331702