Austin Lampson's Mortgage Blog

 

Weekly Water Conservation Message:

December 15th, 2014 in Uncategorized

Did your power go out? Check your sprinkler timer! If your back-up battery is missing or dead you may have lost all your programs and your timer will go on default and can double your water bill! Default program waters every station, every start time,…

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December 12th, 2014 in Mortgage

Here is what was at the top of the headlines for the mortgage industry this past week. Fannie Mae Rolls Out 3% Down Payment Option for Homebuyers. Building upon Fannie Mae’s successful lower-down payment program offered through state Housing Finance Agencies, the 97% loan-to-value ratio…

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December 5th, 2014 in Mortgage

Here is what was at the top of the headlines for the mortgage industry this past week. New Relaxed Mortgage Rules Could Spur Over 1 Million Additional Home Loans. Strict underwriting standards have kept many would-be homeowners from obtaining mortgages, but that may be changing…

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Boomerang Buyers Are Back and Bustling to Buy

December 4th, 2014 in Mortgage

After the housing crash, millions of people lost their home to foreclosure, deed in lieu or short sale. These people are now part of a wave of “boomerang buyers” – people who are reentering the housing market after a foreclosure or short sale. Boomerang buyers…

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November 28th, 2014 in Mortgage

Here is what was at the top of the headlines for the mortgage industry this past week. Federal Housing Finance Agency (FHFA) House Price Index Rises for 13th Consecutive Quarter.U.S. house prices rose 0.9 percent in the third quarter of 2014 according to the Federal…

black-friday

6 Tips for Black Friday Shopping Success

November 26th, 2014 in Other

For some families it’s not a Thanksgiving holiday without a post-meal strategic planning session. Store ads are laid out, shopping lists are optimized, routes are mapped, and an attack plan is formed, all with military-esque precision. Because once pie is finished, Thanksgiving is over and…

 

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"My goal is to make your mortgage process quick and easy."

Austin Lampson

Senior Mortgage Specialist

805.335.8200
austin.lampson@onqfinancial.com

1332 Anacapa Street, Suite 110, Santa Barbara, CA 93101
NMLS: #517060 State License: CA-DOC331702